today=new Date(); 
theMonth=today.getMonth()+1;
theDay=today.getDate();  
theYear=today.getYear(); 
nextYear=today.getFullYear()+1;

// your Quarterly Assessments

if(theMonth==1) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payments on time.');

else  if(theMonth==2) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payments on time.');

else  if(theMonth==3) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payment <br /> early enough so that it is received by April 1st, ' + theYear + '.');

else  if(theMonth==4) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payments on time.');

else  if(theMonth==5) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payments on time.');

else  if(theMonth==6) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payment <br /> early enough so that it is received by July 1st, ' + theYear + '.');

else  if(theMonth==7) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payments on time.');

else  if(theMonth==8) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payments on time.');

else  if(theMonth==9) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payment <br /> early enough so that it is received by October 1st, ' + theYear + '.');

else  if(theMonth==10) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payments on time.');

else  if(theMonth==11) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payments on time.');

else  if(theMonth==12) document.write('Avoid Late Fees by making your Quarterly HOA Dues Payment <br /> early enough so that it is received by January 1st, ' + nextYear + '.');